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Often chosen for its affordability compared to whole life insurance because it only covers a set period and does not build cash value. It’s an ideal choice for individuals looking to ensure financial protection for their loved ones during key life stages, such as raising children or paying off a mortgage.

Type of permanent life insurance that provides coverage for the entirety of the policyholder's life, as long as premiums are paid. Unlike term life insurance, which only covers a specified period, whole life insurance guarantees a death benefit to beneficiaries no matter when the policyholder passes away.

Type of permanent life insurance that combines the benefits of a death benefit with a cash value component linked to a stock market index, such as the S&P 500. This innovative insurance product allows the policyholder's cash value to grow based on the performance of a chosen index, offering the potential for higher returns compared to traditional whole life policies.

Type of whole life insurance specifically designed to cover the costs associated with end-of-life expenses, such as funeral services, medical bills, and other final obligations. It provides a straightforward and affordable way to ensure that these expenses are covered, relieving financial burden from loved ones during a difficult time.